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Smallholder farmers tend to adopt low-risk, low-return strategies, which favour low yields and keep households trapped in poverty. Weather index-based insurance offers the potential to encourage higher incomes, but availability of detailed information to inform farmer choice and payout options is limited. \\n\\nThis project will work across several communities to collect data on household exposure to, and attitudes towards, the climate-related risks of drought and crop failure, as well as farm-level decision-making and the potential for crop insurance. Detailed weather analysis will be used to refine the design of insurance products, including payment thresholds and amounts. The project will work with stakeholders \\u2013 communities, meteorological offices and private-sector actors \\u2013 to explore the factors influencing the uptake of insurance. The project will examine the gendered vulnerability of smallholder farmers and analyze preferences for weather and climate forecasts. It will pilot gender-responsive crop insurance and enhance its uptake bundled with weather information. \\n\\nThis project is part of the Climate Adaptation and Resilience (CLARE) initiative co-funded by the United Kingdom\\u2019s Foreign, Commonwealth & Development Office and IDRC. CLARE is a five-year initiative that aims to enable inclusive and sustainable action to build resilience to climate change and natural hazards for people across Africa and the Asia-Pacific region.\\n\", \"La r\\u00e9gion de la savane au Nigeria et au Ghana est essentielle \\u00e0 la production alimentaire nationale, mais elle est \\u00e9galement sensible \\u00e0 la s\\u00e9cheresse. Les petits exploitants agricoles ont tendance \\u00e0 adopter des strat\\u00e9gies peu risqu\\u00e9es et peu rentables, qui favorisent les faibles rendements et maintiennent les m\\u00e9nages dans la pauvret\\u00e9. L\\u2019assurance fond\\u00e9e sur l\\u2019indice m\\u00e9t\\u00e9orologique offre la possibilit\\u00e9 d\\u2019encourager des revenus plus \\u00e9lev\\u00e9s, mais la disponibilit\\u00e9 de renseignements d\\u00e9taill\\u00e9s pour \\u00e9clairer le choix des agricultrices et agriculteurs et les options de paiement est limit\\u00e9e. \\n\\nCe projet sera mis en \\u0153uvre dans plusieurs communaut\\u00e9s afin de recueillir des donn\\u00e9es sur l\\u2019exposition des m\\u00e9nages aux risques de s\\u00e9cheresse et de mauvaises r\\u00e9coltes li\\u00e9s au climat et sur leur attitude \\u00e0 l\\u2019\\u00e9gard de ces risques, ainsi que sur la prise de d\\u00e9cision au niveau de l\\u2019exploitation et sur les possibilit\\u00e9s d\\u2019assurance des r\\u00e9coltes. Une analyse m\\u00e9t\\u00e9orologique d\\u00e9taill\\u00e9e sera utilis\\u00e9e pour affiner la conception des produits d\\u2019assurance, y compris les seuils et les montants de paiement. Le projet travaillera avec les parties prenantes - communaut\\u00e9s, bureaux m\\u00e9t\\u00e9orologiques et acteurs du secteur priv\\u00e9 - pour explorer les facteurs influen\\u00e7ant l\\u2019adoption d\\u2019une assurance. Le projet examinera la vuln\\u00e9rabilit\\u00e9 sexosp\\u00e9cifique des petits exploitants agricoles et analysera les pr\\u00e9f\\u00e9rences pour les pr\\u00e9visions m\\u00e9t\\u00e9orologiques et climatiques. Il mettra \\u00e0 l\\u2019essai une assurance-r\\u00e9colte tenant compte de la sexosp\\u00e9cificit\\u00e9 et am\\u00e9liorera son utilisation en l\\u2019associant \\u00e0 des renseignements m\\u00e9t\\u00e9orologiques. \\n\\nCe projet fait partie de l\\u2019initiative Adaptation aux changements climatiques et r\\u00e9silience (CLARE) cofinanc\\u00e9e par le Foreign, Commonwealth & Development Office du Royaume-Uni et le CRDI. CLARE est une initiative quinquennale visant \\u00e0 permettre une action durable et socialement inclusive en vue de renforcer la r\\u00e9silience face aux changements climatiques et aux risques naturels pour les pays d\\u2019Afrique et de la r\\u00e9gion Asie-Pacifique.\"], \"narrative.currency\": [], \"narrative.value_date\": [], \"narrative.year\": [], \"narrative.lang\": [\"en\", \"fr\"]}"], "_version_":1866663535424045056 }] } }